Here at NLF we have a wide range of Term Deposit Accounts with highly competitive interest rates. Save faster and earn a great return for your investments, maximizing your wealth. Choose a term to suit you and your business needs from 1 month to 5 years.

The Significance of our Fixed Deposit Product:

  • Highest Rates in the industry and returns for your investment
  • Flexible terms with regard to the maturity period for your investment
  • Express refunds on maturity and superior customer service


Note - Changes in Senior Citizen with effect from 02.10.2020 and application of Senior Citizen rate will be subject to the following conditions

*Age limit - over 60 years   * Applicable rate - 0.5%     * Applicable  FD Period 12 months and above      * For Individual FD - Customer's age should be above 60 years 

*For Joint FD - All parties should be over 60 years 



                                                                                    Interest on Fixed Deposits (with effect from 02-NOV-2021 )

Period Interest Rate (Maturity) Interest Rate (Monthly)
Int_Rate AER Int_Rate AER
01 Month 7.88% -- -- --
03 Months 8.13% 7.84% -- --
06 Months 8.38% 8.07% 8.12% --
12 Months 9.88% 9.41% 9.62% 9.88%
13 Months 9.88% 9.41% -- --
15 Months 9.88% 9.41% -- --
18 Months 9.88% 9.41% 9.62% --
24 Months 10.13% 9.64% 9.86% 10.13%
36 Months 10.63% 10.09% 10.33% 10.63%
37 Months 10.63% 10.09% -- --
48 Months 10.63% 10.09% 10.33% 10.63%
60 Months 11.13% 10.55% 10.80% 11.13%

*Additional 0.50 % Will Be Eligible for Senior Citizen ( 60 Years Above)

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